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HomeBanking & FinanceM-PESA PayBill Transaction Charges 2025-2026

M-PESA PayBill Transaction Charges 2025-2026

The M-PESA PayBill service continues to simplify cash collection for businesses, enabling seamless and timely payments from customers. As of 2025, Safaricom has updated its PayBill transaction charges to reflect evolving customer needs and maintain efficiency in payment processing.

Below are the latest transaction charges for making payments using an M-PESA PayBill number.


Updated M-PESA PayBill Transaction Charges (2025-2026)

Transaction Amount (KSHS)Charges (KSHS)
1 – 490
50 – 1000
101 – 5005
501 – 1,00010
1,001 – 1,50015
1,501 – 2,50020
2,501 – 3,50025
3,501 – 5,00034
5,001 – 7,50042
7,501 – 10,00048
10,001 – 15,00057
15,001 – 20,00062
20,001 – 25,00067
25,001 – 30,00072
30,001 – 35,00083
35,001 – 40,00099
40,001 – 45,000103
45,001 – 50,000108
50,001 – 70,000108
70,001 – 250,000108

Key Highlights

  • Free Transactions: Payments below KSHS 100 incur no charges, encouraging financial inclusivity for small-scale payments.
  • Capped Charges: The maximum charge for transactions above KSHS 50,001 is KSHS 108.
  • Efficiency and Transparency: These charges ensure businesses and customers can transact with clarity and confidence.

Why Use M-PESA PayBill?

  1. Convenience: PayBill numbers streamline payments for businesses and customers alike.
  2. Timeliness: Transactions are processed instantly, ensuring prompt payment confirmations.
  3. Accessibility: With M-PESA’s widespread reach, customers can make payments from any location.

Stay informed and plan your transactions wisely with the updated M-PESA PayBill charges for 2025-2026.